So, you have decided to utilize your buying power in the Canadian retail market and are looking to purchase a home – congratulations! This is a great step towards ensuring your future. As a potential homeowner, there are some amazing benefits that we think you should be aware of right out of the gate: Homeownership is the single largest source […]
A home inspection isn’t a legal requirement when you buy a home in Canada. Yet, it’s certainly a wise decision for the largest purchase you will likely ever make. Here are five reasons why you should opt for a home inspection when buying a home, even if it is a brand-new build. Things unseen The home you want to buy […]
Documents Required to Qualify for a Mortgage Mortgages can sometimes feel like endless stacks of paperwork, but being prepared in advance can save you time and stress! Getting your mortgage pre-approved is part of this prep-process, and will make things easy in the long run. In order to get pre-approved, the lender must have taken you on as a client […]
With all the time spent indoors, recently, most people now have a greater appreciation of the outdoors. Inspired by the longing of lounging in a private backyard, renovations and master creations of outdoor spaces have taken off. The changing landscape of fall brings with it colour and cooler temperatures, perfect weather for building. With lumber prices slowly coming down, a […]
Baffled by some of the phrases realtors and bankers throw at you? Here are some commonly used—but not always understood—words to describe mortgages: Amortization Period This is the number of years it will take to repay the entire mortgage in full and is determined when you are approved. A longer amortization period will result in lower payments but more interest […]