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Getting the Down Payment Down.

May 18, 2021

A down payment is one of the most essential aspects of every mortgage application and new home purchase. In Canada, home purchases require a minimum cash payment from your own funds that is put towards the purchase. This is your down payment and is considered your stake in the deal. Many home buyers understand that a certain amount of money […]

10 First-Time Homebuyer Mistakes

April 20, 2021

As a first-time buyer, there are some homebuyer mistakes you should avoid to ensure a smooth and successful experience: Thinking you don’t need a real estate agent You might be able to find a house on your own, but there are still many aspects of buying real estate that can confuse a first-time buyer. Rely on your agent to negotiate […]

5 Things to Know Before Buying a Rural Property

September 24, 2020

As cities continuing to grow bigger and busier, a rural home beyond those limits can seem like a dream come true! However, before you dive into country living, there are a few things you should know! Especially, how different it can be to qualify for a mortgage. 1. Check The Zoning When it comes to buying rural property, it is […]

Mortgage Broker vs Mortgage Specialist

September 24, 2020

Broker vs Specialist: What’s the difference? To most consumers outside of the mortgage space, the terms “mortgage broker” and “mortgage specialist” would seem interchangeable – but they aren’t. As a potential homeowner, the differences are more important than you might think. First and foremost, it is important to understand the definition of these groups before looking at the major differences. Mortgage […]

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