The breakneck pace of technological change has fundamentally affected the way industries operate and innovate, and banking is no exception. Accessing financial services online has been the norm for years now, with an overwhelming majority of the population using digital channels for most banking transactions. The infrastructure that makes all of this possible, routinely processes massive amounts of sensitive data […]
While many industries have struggled to navigate the changes brought on by the pandemic, the real estate industry has continued to thrive. Although real estate has found ways to combat many of the unforeseen threats of COVID-19, cyber risks continue to be a heightened concern. Remote business operations have presented new digital vulnerabilities that, if left unprotected, can have disastrous […]
According to a recent CIBC poll, nearly half (48%) of retired Canadians stopped working sooner than they expected. The result is that many retirees have saved less for retirement than they planned, making unexpected expenses all the more stressful once the income tap has run dry. But you know what they say, preparation is the best protection against the unexpected. […]
When your mortgage application goes through the approval process, they are not only looking at you, but also the property in question. In fact, sometimes when an application is denied it has nothing to do with you, and everything to do with the property. To improve your chances of success when it comes to financing, there are three main things […]
If you shopping for a home, or have worked with a mortgage professional in the past, you’ve most likely heard of rate holds before. If not, it is something that every potential homeowner should be aware of. This is especially true for the application process as it has some great benefits for active shoppers. If you are not familiar with […]