Types of Commercial Mortgages

A mainstay of Dominion Lending Centres Commercial’s financing business is negotiating long-term mortgages for apartment buildings, shopping centres, office buildings and industrial properties.

Our brokers are always looking for innovative ways to minimize the cost of funds and meet other unique needs of the borrower such as limited guarantees, funding prior to lease-up and the fixing of interest rates prior to the completion of development projects.

Our institutional clients provide the most economical long term financing in the marketplace on both conventional and CMHC insured product.

CMHC Insured Mortgages:

Dominion Lending Centres Commercial are experts at securing mortgage financings direct from CMHC. These insured financing offer considerable savings to the borrower in that it often offers a much lower overall cost to borrowing.

CMHC will insure the following types of construction loans:

  • High-rise & mid-rise condominiums
  • Freehold properties (single family home developments, townhouses etc.)
  • Apartments/condominiums to be built for rental purposes
  • Retirement & Nursing home developments
  • Mixed use property development, where the residential component represents at least 80% of the overall project.
  • Student housing developments.

Construction Financing:

Dominion Lending Centres Commercial has arranged construction financing for some of the largest projects in the marketplace. Our expertise in construction financing extends to both conventional loans and those insured by Canada Mortgage and Housing Corporation.

Mezzanine/Secondary Financing:

Dominion Lending Centres Commercial has in-house funds for mezzanine and secondary financing to suit our clients’ needs. In some cases we are able to fund up to 100% of the costs for a project. This access to our in-house funds and funds across Canada allows us to respond quickly to market demands and client needs, whether it’s a small commercial term deal or large construction facility we have the ability to provide the funding for our clients’ needs.

Care Facilities and Seniors Housing:

This is an expanding field and Dominion Lending Centres Commercial has experience in financing all types of seniors\’ housing and health care facilities. The types of financing we arrange include long-term commercial mortgages, construction financing, equity and secondary financing. By combining our understanding of the capital markets with our knowledge of this unique industry, we can secure the lowest interest rates with the most favourable loan terms.

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  • Commercial Mortgages

    Dominion Lending Centres Commercial has established excellent relationships in the lending community with pension funds, banks, credit unions, life insurance companies, trust companies, private institutions and individual investors.
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