Author: Tracy Valko

15 Feb 2018

Improving your credit score

Posted by: Tracy Valko

Dominion Lending Centres - Accredited Mortgage Professional

Your credit score is a big factor when you apply for a mortgage. It can dictate how good your interest rate will be and the type of mortgage you qualify for. Mortgage Professionals are experienced helping clients with a wide range of credit scores so we can find you a mortgage product even if your Read More

19 Jan 2018

How mortgage brokers help you get approved by ‘A’ lenders

Posted by: Tracy Valko

Dominion Lending Centres - Accredited Mortgage Professional

Every year Canadian families are caught in unexpected bad circumstances only to find out that in most cases the banks and the credit unions are there to lend you money in the good times, not so much during the bad times. This is where thousands of families have benefited over the years from the services Read More

4 Dec 2017

3 Mortgage Terms You Need to Know

Posted by: Tracy Valko

Dominion Lending Centres - Accredited Mortgage Professional

Prepayment, Portability and Assumability Prepayments One of the most common questions we get is about mortgage prepayments. The conditions vary from lender to lender but the nice thing about prepayments is that you can pay a little more every year if you want to pay off your mortage faster. A great way to do this Read More

29 Nov 2017

Mortgage Pre-approval is Not What You Expect

Posted by: Tracy Valko

Dominion Lending Centres - Accredited Mortgage Professional

Although going through the pre-approval process is more important than ever, the actual term ‘pre-approval’ is often misleading. It really addresses just a few variables that may arise once in the middle of an actual offer. The pressure in many markets has never been greater to write a condition-free offer, yet due to recent changes Read More

27 Oct 2017

Time to Lock in a Variable Rate Mortgage?

Posted by: Tracy Valko

Dominion Lending Centres - Accredited Mortgage Professional

Approximately 32 per cent of Canadians are in a variable rate mortgage, which with rates effectively declining steadily for the better part of the last ten years has worked well. Recent increases triggers questions and concerns, and these questions and concerns are best expressed verbally with a direct call to your independent mortgage expert – Read More

26 Sep 2017

Credit Scores: Here’s what you need to know

Posted by: Tracy Valko

Dominion Lending Centres - Accredited Mortgage Professional

The interest rate you pay on loans for every major purchase you make throughout your lifetime depends on various factors, and is dependent on your creditworthiness – everything from the mortgage on your home to your car loan or line of credit. And, given today’s ever-changing mortgage requirements and rising interest rate environment, your credit Read More

5 Sep 2017

Thinking about putting in a firm offer? Make sure you read this first

Posted by: Tracy Valko

Dominion Lending Centres - Accredited Mortgage Professional

The market is constantly changing these days, so if you asked me about affordability just a few weeks ago, I would have had a different answer, as the seller’s market has quickly shifted to a buyer’s market – for now, anyway. This spring, many first-time homebuyers were quickly being priced out of the market due Read More

27 Feb 2017

35% Down… The New Conventional Mortgage?

Posted by: Tracy Valko

Dominion Lending Centres - Accredited Mortgage Professional

If you’re looking to buy a new home, one of the most difficult things can be putting together a down payment for the mortgage. So how much do you really need to put together before you can get into the home of your dreams? Let’s take a look at some of the different options, with Read More

25 Jan 2017

How a DLC Mortgage Broker Can REALLY Help You!

Posted by: Tracy Valko

Dominion Lending Centres - Accredited Mortgage Professional

While it’s certainly easy to be intimidated by the prices that you might see as you browse MLS into the wee hours of the night, mortgage interest rates are still at a historical low.  If you’re looking at purchasing for the first time, you’re thinking, “What does that mean?!” With rates as low as they Read More

  • Residential Mortgages

    The purchase of a home is the largest purchase most people make during their lifetime. At Dominion Lending Centres, we want to make each and every purchaser aware of the many mortgage options available to them prior to their purchase and closing date.
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  • Commercial Mortgages

    Dominion Lending Centres Commercial has established excellent relationships in the lending community with pension funds, banks, credit unions, life insurance companies, trust companies, private institutions and individual investors.
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