Your credit score is a big factor when you apply for a mortgage. It can dictate how good your interest rate will be and the type of mortgage you qualify for. Mortgage Professionals are experienced helping clients with a wide range of credit scores so we can find you a mortgage product even if your Read More
Author: Tracy Valko
15 Feb 2018
19 Jan 2018
How mortgage brokers help you get approved by ‘A’ lenders
Every year Canadian families are caught in unexpected bad circumstances only to find out that in most cases the banks and the credit unions are there to lend you money in the good times, not so much during the bad times. This is where thousands of families have benefited over the years from the services Read More
4 Dec 2017
3 Mortgage Terms You Need to Know
Prepayment, Portability and Assumability Prepayments One of the most common questions we get is about mortgage prepayments. The conditions vary from lender to lender but the nice thing about prepayments is that you can pay a little more every year if you want to pay off your mortage faster. A great way to do this Read More
29 Nov 2017
Mortgage Pre-approval is Not What You Expect
Although going through the pre-approval process is more important than ever, the actual term ‘pre-approval’ is often misleading. It really addresses just a few variables that may arise once in the middle of an actual offer. The pressure in many markets has never been greater to write a condition-free offer, yet due to recent changes Read More
27 Oct 2017
Time to Lock in a Variable Rate Mortgage?
Approximately 32 per cent of Canadians are in a variable rate mortgage, which with rates effectively declining steadily for the better part of the last ten years has worked well. Recent increases triggers questions and concerns, and these questions and concerns are best expressed verbally with a direct call to your independent mortgage expert – Read More
26 Sep 2017
Credit Scores: Here’s what you need to know
The interest rate you pay on loans for every major purchase you make throughout your lifetime depends on various factors, and is dependent on your creditworthiness – everything from the mortgage on your home to your car loan or line of credit. And, given today’s ever-changing mortgage requirements and rising interest rate environment, your credit Read More
5 Sep 2017
Thinking about putting in a firm offer? Make sure you read this first
The market is constantly changing these days, so if you asked me about affordability just a few weeks ago, I would have had a different answer, as the seller’s market has quickly shifted to a buyer’s market – for now, anyway. This spring, many first-time homebuyers were quickly being priced out of the market due Read More
27 Feb 2017
35% Down… The New Conventional Mortgage?
If you’re looking to buy a new home, one of the most difficult things can be putting together a down payment for the mortgage. So how much do you really need to put together before you can get into the home of your dreams? Let’s take a look at some of the different options, with Read More
25 Jan 2017
How a DLC Mortgage Broker Can REALLY Help You!
While it’s certainly easy to be intimidated by the prices that you might see as you browse MLS into the wee hours of the night, mortgage interest rates are still at a historical low. If you’re looking at purchasing for the first time, you’re thinking, “What does that mean?!” With rates as low as they Read More