Author: Geoff Lee

7 Feb 2019

Get to know Title Insurance

Posted by: Geoff Lee

Dominion Lending Centres - Accredited Mortgage Professional

Are you officially Mortgage Free? CONGRATULATIONS! That is a monumental milestone to achieve! With that significant accomplishment, you should look at obtaining a Title Insurance Policy. What most people don’t realize is that when you had a mortgage, the lender will likely have had this in place for you. Once your mortgage is paid out Read More

29 Jan 2019

First Time Home Buyers

Posted by: Geoff Lee

Dominion Lending Centres - Accredited Mortgage Professional

Your First Home. What a THRILLING thing that is to think about!! One of the best parts about our job is helping individuals purchase their first home. We know that the process can seem daunting at first, but we have an in-depth understanding and knowledge of what steps are required to make the process go Read More

15 Jan 2019

2018 is in the books, here are the Q4 numbers!

Posted by: Geoff Lee

Dominion Lending Centres - Accredited Mortgage Professional

2018 was a challenging year for the housing and mortgage market—new regulations, rate increases and more made it one of the toughest years for homeowners to qualify. Despite all this, there was still $45.3 billion in collective profits made by the Big Six Banks (Bank of Montreal, CIBC, National Bank of Canada, Royal Bank of Read More

8 Jan 2019

Why We Worked with a Broker

Posted by: Geoff Lee

Dominion Lending Centres - Accredited Mortgage Professional

We recently had a couple come into our office who we had worked with in 2011. They had some life changes that had occurred in the past 7 years and were unsure if they could make things work. They came back to speak with us and shared a little bit of their story and thoughts Read More

16 Nov 2018

4 Facts About Using a Guarantor

Posted by: Geoff Lee

Dominion Lending Centres - Accredited Mortgage Professional

A Guarantor, when it comes to mortgages, is exactly what it sounds like—they “Guarantee” the mortgage for another person if they are unable to pay back the loan. Guarantor’s or co-signers are often used if someone has: • Damaged or poor credit • Insufficient income In most cases, someone with poor credit and/or insufficient income Read More

23 Oct 2018

7 things every self-employed individual should know — Before you apply for a mortgage

Posted by: Geoff Lee

Dominion Lending Centres - Accredited Mortgage Professional

Self-employed individuals are quickly becoming one of the most common clients that we handle. Daily we have successful business owners come into our offices who enjoy the perks of being an entrepreneur. One of these includes fantastic write-offs that allow them to bring their income down to a low tax bracket. However, this benefit can Read More

10 Oct 2018

Fixed-rate mortgage: What lenders you should do it with and why

Posted by: Geoff Lee

Dominion Lending Centres - Accredited Mortgage Professional

25-year amortization or 30 years? Insured or Uninsured? With an A Lender or B Lender? These are just a few of the questions people have to decide on when they are pursuing a mortgage. But the biggest question of all: Fixed Rate or Variable Rate? With the instability of the market, and the Bank of Read More

3 Oct 2018

What To Look For In A Mortgage Broker

Posted by: Geoff Lee

Dominion Lending Centres - Accredited Mortgage Professional

Are you on the hunt for a mortgage broker? Or you need a mortgage broker but just don’t know it yet! Either way, this article is for you! First up, where do you find a Mortgage Broker? The easiest (and one of the best places to start) is with referrals from a realtor, family, friends, Read More

19 Sep 2018

First Time Mortgages: Expectations Vs. Reality

Posted by: Geoff Lee

Dominion Lending Centres - Accredited Mortgage Professional

First-time homebuyers are one of our favourite clients! It’s great to work alongside them and teach them the in’s and out’s about real estate, owning a home, and helping them cross “homeownership” off their bucket list. One thing that we find though, their expectations are often not aligned with reality. We are always honest with Read More

6 Sep 2018

4 Mortgage Steps to Overcoming High Consumer Debt

Posted by: Geoff Lee

Dominion Lending Centres - Accredited Mortgage Professional

Client success stories are what make our job WORTH IT (We think most mortgage brokers would agree). So, with this in mind, we are sharing a recent client’s story that allowed them to not only purchase the home they wanted, but also pay down their own debt. Mortgage Problem: We had a young couple with Read More

  • Residential Mortgages

    The purchase of a home is the largest purchase most people make during their lifetime. At Dominion Lending Centres, we want to make each and every purchaser aware of the many mortgage options available to them prior to their purchase and closing date.
    Learn More
  • Commercial Mortgages

    Dominion Lending Centres Commercial has established excellent relationships in the lending community with pension funds, banks, credit unions, life insurance companies, trust companies, private institutions and individual investors.
    Learn More