Author: Angela Calla

13 Apr 2018

The Flexible Down Payment Program

Posted by: Angela Calla

Dominion Lending Centres - Accredited Mortgage Professional

One of the toughest challenges for homebuyers is being able to save money at the rate of property price increases. We know many high-income renters would like to be homeowners, but they’re just unaware of how to make the transition and are unable to save fast enough. There are several options which are great for Read More

29 Jan 2018

8 Things You Can Do To Get The Best Renewal

Posted by: Angela Calla

Dominion Lending Centres - Accredited Mortgage Professional

With 47 per cent of homeowners scheduled to renew their mortgages this year, 2018 is a year of change for lots of Canadians. Here are the top 8 things you can do to get the best renewal: 1. Pull out your mortgage renewal now, and start early. When you are proactive instead of reactive you Read More

31 Jul 2017

Five points to consider before you list your home

Posted by: Angela Calla

Dominion Lending Centres - Accredited Mortgage Professional

There are several things to consider before you take the plunge and put your home up for sale. This might sound obvious, but the first step is to call your mortgage broker, not your lender directly or your realtor. You don’t have to look long for an unfortunate story of someone who didn’t understand their Read More

7 Jul 2017

Getting help from mom and dad

Posted by: Angela Calla

Dominion Lending Centres - Accredited Mortgage Professional

Parents are always worried about something with their children, and where they are going to live and how they are going to afford it is no exception. The bank of mom and dad is a common source of down payment for their children, and the strategy continues to grow with the significant rise in prices Read More

20 Jun 2017

Keeping your economic future on the right path

Posted by: Angela Calla

Dominion Lending Centres - Accredited Mortgage Professional

Most working Canadians have an income range in the middle class. This income class includes teachers, firefighters, plumbers, engineers, nurses, construction managers and chefs – workers from across the economic spectrum. They provide and consume the bulk of services that keep society afloat, driving economic growth and investment with every purchase. The middle class also Read More

2 May 2017

Getting a Mortgage After Consumer Proposal or Bankruptcy

Posted by: Angela Calla

Dominion Lending Centres - Accredited Mortgage Professional

Life can definitely throw some challenging financial situations your way. As mortgage professionals, we can provide solutions and strategies during or after these challenging times in order to get you back on track. We have access to banks, trust companies and mortgage companies that specialize in this transitional period to help you move forward with Read More

28 Jun 2016

Unique Details On Properties Which Will Make Your Pre Approval Void

Posted by: Angela Calla

Dominion Lending Centres - Accredited Mortgage Professional

Shopping for a new home can be fun and exciting, but there are many details that contribute to a property’s marketability. Mortgages that have the lowest total cost are reserved for the most marketable properties that are in prime locations as per the lender’s criteria. Please remember that a mortgage professional can never advise a Read More

12 Nov 2015

What You Need To Know About Deposits & Down Payments On A Purchase

Posted by: Angela Calla

Dominion Lending Centres - Accredited Mortgage Professional

When you write a contract to purchase a home, in the offer you’ll need to include a deposit amount, which you’ll agree to pay upon subject removal. This amount will then form part of the down payment upon closing. This amount does NOT have to be a specific percentage of the purchase price – it Read More

4 Nov 2015

Moving Up/Down or Across the Property Ladder? 3 Things To Know

Posted by: Angela Calla

Dominion Lending Centres - Accredited Mortgage Professional

Moving up the property ladder is an exciting time in your life – having clarity on how the process works is key to your success. 1. Understand the terms of your mortgage and be prepared – get a pre-approval. Just because you already have a mortgage now, doesn’t mean you automatically qualify for a new Read More

29 Oct 2015

Thinking about a NO Subject to Financing Offer? 3 points you NEED to consider

Posted by: Angela Calla

Dominion Lending Centres - Accredited Mortgage Professional

In hot real estate markets, it’s common for both buyers and agents to consider having no subjects to financing when making a purchase offer. It’s important to realize, however, that no professional is in a position to legally advise you to enter into a real estate transaction with no subjects, especially no subject to financing. Read More

  • Residential Mortgages

    The purchase of a home is the largest purchase most people make during their lifetime. At Dominion Lending Centres, we want to make each and every purchaser aware of the many mortgage options available to them prior to their purchase and closing date.
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  • Commercial Mortgages

    Dominion Lending Centres Commercial has established excellent relationships in the lending community with pension funds, banks, credit unions, life insurance companies, trust companies, private institutions and individual investors.
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