Author: Angela Calla

29 May 2018

How to Navigate The Mortgage Rate Wars

Posted by: Angela Calla

Dominion Lending Centres - Accredited Mortgage Professional

You may have heard that rates are changing, and that is true. They don’t call it war for nothing and you need an expert by your side! Think of mortgage brokers as your loyal soldiers. What we are seeing is exactly what we anticipated when prime rate goes up and discounts go down. Confused? Don’t Read More

1 May 2018

Fixed rates are on the rise. Are you ready?

Posted by: Angela Calla

Dominion Lending Centres - Accredited Mortgage Professional

With the Bank of Canada holding rates steady this April, the same is not the case for the bond market, which impacts fixed rates. In every interest-rate market there are many factors leading to and increase and we are hoping to provide a little bit of clarity on what is happening and what it means Read More

23 Apr 2018

Are mortgage terms more important than rate?

Posted by: Angela Calla

Dominion Lending Centres - Accredited Mortgage Professional

Why are the terms more important than rate when it comes to a mortgage? Simple. Seven out of 10 Canadians break their mortgages prior to the renewal date. Taking the wrong mortgage when you could have qualified for a better one- is a costly mistake. The biggest mistake anyone can make is they don’t think Read More

13 Apr 2018

The Flexible Down Payment Program

Posted by: Angela Calla

Dominion Lending Centres - Accredited Mortgage Professional

One of the toughest challenges for homebuyers is being able to save money at the rate of property price increases. We know many high-income renters would like to be homeowners, but they’re just unaware of how to make the transition and are unable to save fast enough. There are several options which are great for Read More

29 Jan 2018

8 Things You Can Do To Get The Best Renewal

Posted by: Angela Calla

Dominion Lending Centres - Accredited Mortgage Professional

With 47 per cent of homeowners scheduled to renew their mortgages this year, 2018 is a year of change for lots of Canadians. Here are the top 8 things you can do to get the best renewal: 1. Pull out your mortgage renewal now, and start early. When you are proactive instead of reactive you Read More

31 Jul 2017

Five points to consider before you list your home

Posted by: Angela Calla

Dominion Lending Centres - Accredited Mortgage Professional

There are several things to consider before you take the plunge and put your home up for sale. This might sound obvious, but the first step is to call your mortgage broker, not your lender directly or your realtor. You don’t have to look long for an unfortunate story of someone who didn’t understand their Read More

7 Jul 2017

Getting help from mom and dad

Posted by: Angela Calla

Dominion Lending Centres - Accredited Mortgage Professional

Parents are always worried about something with their children, and where they are going to live and how they are going to afford it is no exception. The bank of mom and dad is a common source of down payment for their children, and the strategy continues to grow with the significant rise in prices Read More

20 Jun 2017

Keeping your economic future on the right path

Posted by: Angela Calla

Dominion Lending Centres - Accredited Mortgage Professional

Most working Canadians have an income range in the middle class. This income class includes teachers, firefighters, plumbers, engineers, nurses, construction managers and chefs – workers from across the economic spectrum. They provide and consume the bulk of services that keep society afloat, driving economic growth and investment with every purchase. The middle class also Read More

2 May 2017

Getting a Mortgage After Consumer Proposal or Bankruptcy

Posted by: Angela Calla

Dominion Lending Centres - Accredited Mortgage Professional

Life can definitely throw some challenging financial situations your way. As mortgage professionals, we can provide solutions and strategies during or after these challenging times in order to get you back on track. We have access to banks, trust companies and mortgage companies that specialize in this transitional period to help you move forward with Read More

28 Jun 2016

Unique Details On Properties Which Will Make Your Pre Approval Void

Posted by: Angela Calla

Dominion Lending Centres - Accredited Mortgage Professional

Shopping for a new home can be fun and exciting, but there are many details that contribute to a property’s marketability. Mortgages that have the lowest total cost are reserved for the most marketable properties that are in prime locations as per the lender’s criteria. Please remember that a mortgage professional can never advise a Read More

  • Residential Mortgages

    The purchase of a home is the largest purchase most people make during their lifetime. At Dominion Lending Centres, we want to make each and every purchaser aware of the many mortgage options available to them prior to their purchase and closing date.
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  • Commercial Mortgages

    Dominion Lending Centres Commercial has established excellent relationships in the lending community with pension funds, banks, credit unions, life insurance companies, trust companies, private institutions and individual investors.
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