Author: Allan Jensen

23 Nov 2017

Additional Financing with a “Blend and Extend” Mortgage

Posted by: Allan Jensen

Dominion Lending Centres - Accredited Mortgage Professional

Prepayment Privileges You need additional financing. Do you prepay your existing loan? We remind readers that commercial mortgage borrowers do not enjoy the privileges afforded personal borrowers. Section 10 of the Interest Act, allowing borrowers to repay loans after 5 years, with a 3 month interest penalty, does not apply. In fact, for the most Read More

3 Nov 2017

The Capital Stack. What You Need to Know

Posted by: Allan Jensen

Dominion Lending Centres - Accredited Mortgage Professional

Financing is key to successful real estate investing. You’ve aligned your financing with your real estate investment strategy, and are comfortable that you can execute your plan. As a result, you may have a conventional mortgage, and secondary debt as well. The term Capital Stack is used to describe the various levels or layers of Read More

24 Aug 2017

How Low Can They Go? Thoughts on Cap Rate Compression

Posted by: Allan Jensen

Dominion Lending Centres - Accredited Mortgage Professional

Cap Rates are one of the key metrics in commercial real estate investment analysis. In very simple terms, its the ratio of rent paid by your tenants, to the price/value of the building. An important barometer on the current state of the market, cap rates are inversely related to value. As the price/value goes up, Read More

11 Aug 2017

Is it Really All About Rate?

Posted by: Allan Jensen

Dominion Lending Centres - Accredited Mortgage Professional

Is It Really All About Rate? You might conclude that it is. You may think that securing the lowest rate is key to your real estate investment success. However, rate is but one of the four main components of any commercial mortgage offer. Amount, term and amortization period are also critical factors. It’s all related Read More

  • Residential Mortgages

    The purchase of a home is the largest purchase most people make during their lifetime. At Dominion Lending Centres, we want to make each and every purchaser aware of the many mortgage options available to them prior to their purchase and closing date.
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  • Commercial Mortgages

    Dominion Lending Centres Commercial has established excellent relationships in the lending community with pension funds, banks, credit unions, life insurance companies, trust companies, private institutions and individual investors.
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